Built for you, not the market
Every plan starts with your goals, income, and risk temperament, not a model portfolio designed for the average investor.
Goal based investing,
built around your life's biggest milestones.
Retirement, child education, tax saving, and long term wealth, planned around you, not a model portfolio.
Serving salaried professionals, business owners, and NRIs across India.
QPFP · AMFI Registered MFD (ARN-357884) · NISM Certified Investment Advisor L1Why SampadaSarathi
Advice grounded in real experience
Managing a personal equity portfolio since 2017 with consistent outperformance. The same discipline goes into every client recommendation.
One advisor. Full picture.
FIRE planning, tax optimisation, insurance review, and NRI compliance, handled together, not in silos by different specialists.
What I do
A complete plan, built around your life.
Investment Philosophy
Risk-profiled, goal-aligned, reviewed every quarter.
Every recommendation begins with a structured risk profiling exercise. Based on your risk appetite and life goals, a tailored mix of funds is built around your priorities, not a model portfolio. Performance is reviewed every quarter and rebalanced as life and markets evolve.
Begin your risk assessmentInvesting for Salaried Professionals
Goal-based portfolios built around your salary, bonus and ESOP cycles.
- Mutual fund selection
- ESOP & RSU planning
- Equity mutual fund guidance
FIRE Planning
Lean FIRE, Coast FIRE or Fat FIRE — we calculate your number, savings rate and timeline. You get a year-by-year accumulation plan.
- Personalised FIRE number
- Withdrawal strategy
- Inflation & lifestyle modeling
Retirement Planning
A retirement that lasts 30+ years and matches your envisioned lifestyle, across NPS, EPF, mutual funds and beyond.
- Corpus calculation
- Asset allocation glide path
- Annuity & SWP strategy
Portfolio Review
A thorough second opinion on your existing investments. See what's working, what's bleeding, and what to fix.
- Holdings analysis
- Cost & overlap review
- Actionable rebalancing plan
Insurance & Risk Review
Adequate term, health and disability cover — because your plan should survive worst-case scenarios.
- Term insurance audit
- Health cover gap analysis
- Emergency fund design
Tax Planning
Old vs new regime analysis, 80C optimisation, capital-gains harvesting and HRA structuring done before March every year.
- Regime comparison
- Capital gains planning
- Salary structuring tips
Child Education & Marriage Planning
Goal-based corpus planning for your children's education and marriage, inflation-adjusted and milestone-aligned.
- Education cost modeling
- Marriage corpus roadmap
- Dedicated goal portfolios
NRI Investment Planning
For NRIs looking to invest in India, structured plans across mutual funds, equity and fixed income with full regulatory clarity.
- NRE/NRO planning
- Repatriation strategy
- DTAA & tax-efficient structures
- Clients in USA, Canada, UAE, UK, Singapore & Australia
Startup & SME Treasury Management
Structured deployment frameworks for surplus capital post funding round or strong cash flow years, built for board approval, not personal portfolios.
- Liquidity vs. growth tier structuring
- Capital protection framework (Sortino, downside capture, drawdown)
- Board-ready proposal documentation
Based in Gurgaon? See our dedicated page for a Financial Planner in Gurgaon, or start with the FIRE Calculator.
Testimonials
What clients are saying.
"I'd been investing randomly for years, SIPs here, stocks there, no real plan. SampadaSarathi helped me organize it all around my retirement goal, with mutual funds and SIPs that actually fit together. For the first time, I actually know where I stand and what I need to do next."
N
Navneet
Age 41 · Long-term client
The Process
Three calm conversations between you and financial peace.
No jargon. No product pushing. Just a structured plan you actually understand and can stick to for the next 20 years.
Start your plan- 01
Discovery
Understand your income, goals, family, comfort with risk.
- 02
Plan & Strategy
Custom FIRE / retirement roadmap with concrete asset allocation.
- 03
Review & Iterate
Quarterly check-ins. Adjust as life and markets change.
Read, learn, then decide.
Practical, India-specific notes on FIRE, taxes, asset allocation and retirement planning.
Read the Insights →This Week's Market Outlook
Jio Gets SEBI Nod for Record IPO: Weekly Market Outlook
Jio Platforms gets SEBI approval for a record IPO as NSE's own listing nears, India's weight in EM ETFs rises, and Fed Chair Warsh's Jackson Hole speech pulls gold back. Seven stories, investor lens.
Read this week's outlook →Portfolio Review
Is your portfolio actually working for you?
Get an honest review of your mutual funds, stocks, insurance and asset allocation, and a clear next-step plan from your personal CFO.